Last reviewed 21 July 2026. Government fees and rules change; figures below are current at review and worth re-checking on the Department of Home Affairs site before you lodge.
The Subclass 500 Student visa application charge is AUD 2,500 from 1 July 2026, up from AUD 2,000. On top of that, budget for Overseas Student Health Cover of roughly AUD 500 to 700 per year for a single student, and evidence of funds covering AUD 29,710 in annual living costs plus 12 months of tuition and travel.
What is the exact visa fee in 2026?
AUD 2,500 for the main applicant, paid through ImmiAccount when you lodge. The charge rose from AUD 2,000 on 1 July 2026 and it is not refunded if the visa is refused, which is exactly why the application needs to be right the first time. Additional applicants on the same application pay their own charges.
How much money do I need to show for the visa?
- Living costs: AUD 29,710 for 12 months for the main applicant, the Department's current benchmark.
- Tuition: 12 months of your course fees, less anything already paid on your Confirmation of Enrolment (CoE).
- Travel: a return airfare allowance.
- Funds must be genuine, traceable and held or documented as required, so grown savings beat sudden deposits.
What does OSHC cost from the Philippines?
Overseas Student Health Cover is compulsory for the whole visa length. A single student typically pays about AUD 500 to 700 per year depending on the provider and cover period, and couples and families pay more. Your education agent or provider can bundle it with the CoE, but you are free to buy it directly from any approved insurer.
What other costs should Filipinos budget for?
- English test: IELTS, PTE or TOEFL fees if you need a result. Applicants who completed five or more years of study in English medium schools may qualify for an exemption, so check before paying for a test.
- Medical examination at a Department approved panel clinic in the Philippines.
- Police certificates, document copies and certified translations where needed.
- Biometrics collection at VFS Global, which charges its own service fee. Check the current VFS Philippines fee when you book.
Work rights help the budget once you arrive: student visa holders can work up to 48 hours a fortnight while their course is in session, and more during official breaks.
About Connect Beyond. Connect Beyond Pty Ltd, ABN 42 682 750 170, with offices at Level 2, 186 Princes Highway, Arncliffe, New South Wales and Level 2, 192 P. Torres Street, Lipa City, Batangas. Immigration assistance is provided by Titance Legal Pty Ltd, an Australian legal practice. Connect Beyond does not guarantee any visa outcome.
